Get in Touch

Please use the following contact information:

Visit to:


Hudson's Bay MasterCard® Customers:
Toll-free in Canada and the U.S.: 1-866-640-7858

Outside of North America, call collect: 1-513-770-3782

Hudson's Bay Credit Card Customers:
Toll-free in Canada and the U.S.: 1-800-263-2599


Hudson's Bay Credit Services
P.O. Box 903, Stn. Agincourt
Scarborough, ON  M1S 5M4


You can make your payment in a variety of convenient ways:

For More Information About Your Hudson's Bay Rewards Account


Complaint Resolution Process

There may be times when you want to resolve an issue related to your credit card account with us. The following sections provide the contact information you'll need to resolve these concerns quickly.

General Complaints Resolution Process

At Capital One our top priority is our customers – we work hard to ensure that our customers’ expectations of service are met and even surpassed. We want to hear from you if this doesn’t happen.

Follow these steps to get in touch with the right people

Step 1

For Customer Service complaints or any other concerns (e.g. authorized insurance products), contact our Customer Service team. Make sure you have all the relevant information handy, such as your account number, important dates, names of staff, etc.

Call Customer Service:
Monday-Friday, 9 a.m. to 9 p.m. and Saturday, 9 a.m. to 5 p.m ET.
Hudson’s Bay MasterCard® cardholders call:
1-866-640-7858 (toll-free)
1-513-770-3782 (collect, outside of North America)
Hudson’s Bay Credit Card cardholders call:

Hudson’s Bay Credit Services
P.O. Box 903, Stn. Agincourt
Scarborough, ON
M1S 5M4

Step 2

If you’ve already contacted our Customer Service team and they were unable to resolve the complaint to your satisfaction, you can elevate it by asking to speak to an Account Supervisor and, if necessary, to a Manager.

Step 3

If you’ve been working with an Account Supervisor or Manager and are not satisfied with the resolution, you can escalate your complaint to our Executive Response Committee.

Step 4

If you have followed Steps 1 through 3 above, and you remain unsatisfied, you may contact our Ombudsman Office in writing. The Ombudsman can only review your concern after you have received a response from the Executive Response Committee.

Ombudsman Office


Capital One Ombudsman
P.O. Box 511
Scarborough Stn. D
Scarborough, ON
M1R 0A4


Step 5

If our Ombudsman has been unable to resolve the issue to your satisfaction, you can contact the Ombudsman for Banking Services and Investments.

Ombudsman for Banking Services and Investments

1-888-451-4519 (toll-free)
TTY Phone: 1-855-TTY-OBSI (1-855-889-6274)


Ombudsman for Banking Services and Investments
401 Bay Street
Suite 1505, P.O. Box 5
Toronto, ON
M5H 2Y4


Compliance with Consumer Protection Provisions

If your concerns are regarding our compliance with federal consumer protection law, public commitment, or industry codes of conduct, you can contact the Financial Consumer Agency of Canada and they will help resolve your question.

Financial Consumer Agency of Canada
427 Laurier Avenue West
6th floor
Ottawa, ON
K1R 1B9

Hudson's Bay, Hudson's Bay Rewards, Hudson's Bay Credit, Home Outfitters, and their associated designs are trademarks of Hudson's Bay Company.

Credit is extended by Capital One Bank (Canada Branch).

Capital One is a registered trademark of Capital One Financial Corporation, used under license. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. All trademarks used herein are owned by the respective entities.

© 2016 Capital One. All rights reserved.