More Ways to Earn
When you’re buying gas, groceries or just about anything, you’ll earn 2 points for almost every $1 you spend everywhere MasterCard® is accepted. You’ll also earn a 25% bonus twice a year on points earned outside of Hudson’s Bay†, thebay.com and Home Outfitters†.
Plus, earn double in store when you use your Hudson’s Bay† MasterCard® or Hudson’s Bay Credit Card with your Hudson’s Bay Rewards† Card – and earn even more by becoming a Rewards Plus or Rewards VIP member.
See how Hudson’s Bay Credit can help you get the most out of the Hudson’s Bay Rewards program in the chart below.
Simply click on each card to compare program features by Rewards tier.
|REWARDS||Rewards Plus||Rewards VIP||Annual net purchases
between $0 and $399.99*
|Annual net purchases
between $400 and $1,199.99*
|Annual net purchases of
$1,200* and over
What are your points worth?
2,000 points =
$10 Hudson’s Bay Gift Card
Hudson’s Bay Rewards Points
|Rewards points earned for almost every dollar spent when you use your Hudson’s Bay Rewards Card at Hudson’s Bay, thebay.com and Home Outfitters.||1 point||1.5 points||2 points|
|Double Rewards points1 earned for almost every dollar spent when you also use your Hudson’s Bay MasterCard or Hudson’s Bay Credit Card at Hudson’s Bay, thebay.com and Home Outfitters.||2 points||3 points||4 points|
Use your Hudson’s Bay MasterCard everywhere else for these extras
|Rewards points earned for almost every dollar spent when you use your Hudson’s Bay MasterCard everywhere else MasterCard is accepted2.||2 points||2 points||2 points|
|25% Rewards points bonus – awarded twice annually on your credit statement (Jan. and July)3.||25% bonus points||25% bonus points||25% bonus points|
|A lower annual interest rate on all purchases and cash advances after your first purchase or cash advance made outside of Hudson’s Bay, thebay.com and Home Outfitters stores4.||•||•||•|
|Up to 90-day returns when you make a purchase at Hudson’s Bay, thebay.com or Home Outfitters using your Hudson’s Bay MasterCard or Hudson’s Bay Credit Card5.||•||•||•|
|Special Payment Plans when you use your Hudson’s Bay MasterCard or Hudson’s Bay Credit Card6.||•||•||•|
|Free shipping on online purchases with a minimum purchase7 using your Hudson’s Bay MasterCard or Hudson’s Bay Credit Card.||•||•||•|
Savings and exclusive access
|Access to savings events and promotions when you use your Hudson’s Bay MasterCard or Hudson’s Bay Credit Card.||20 events per year||24 events per year||28 events per year|
|Advance notice of sales so you can shop before the general public.||•||•|
|President’s discount and catalogues with offers mailed to you.||•||•|
|Exclusive invitations to events including shopping nights at Hudson’s Bay.||•|
|Beauty offers and deluxe beauty samples.||•|
|Exclusive access to the VIP website and dedicated toll-free customer service line.||•|
*Before taxes and net of returns at Hudson’s Bay, thebay.com and Home Outfitters. Rewards Plus and Rewards VIP benefits are effective when the minimum purchase amount is reached, in at least two store purchase visits during the calendar year. Visit www.hbc.com/rewards for full details.
1 When you present your Hudson’s Bay Rewards Card. Some conditions apply – visit www.hbc.com/rewards for full details.
2 Some conditions apply. Visit www.hbc.com/rewards for full details.
3 Bonus points are applied to your Hudson’s Bay Rewards account semi-annually.
4 No Annual Fee. Initial interest rate for Purchases and Cash Advances is 29.9%. You can trigger the lower interest rate of Prime plus 17% in any billing cycle when you shop outside of Hudson’s Bay or Home Outfitters and do not return the purchase in that billing cycle, or by taking a Cash Advance, as permitted, on your account (excluding Quick Cash). Accounts must be in good standing to trigger and keep the lower interest rate. The Canadian Prime rate is as published in The Globe and Mail on the last Friday of the month preceding your billing cycle. See your Hudson’s Bay Credit Account Agreement for more details.
5 Original receipt required. Some exceptions apply. See in store for details.
6 Special Payment Plans are available on approved credit only. Some conditions and exceptions apply. Speak with a store associate for details.
7 On a minimum purchase of $29 of cosmetics/fragrances or a minimum purchase of $45 of any other merchandise.
† Hudson’s Bay Co., HBC, Hudson’s Bay, Hudson’s Bay Rewards, Home Outfitters and their associated designs are trademarks of Hudson’s Bay Company.
Credit is extended by Capital One®.
© 2013 Capital One. Capital One is a registered trademark. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. All trademarks used herein are owned by the respective entities. All rights reserved.