More Ways to Earn

When you’re buying gas, groceries or just about anything, you’ll earn 2 points for almost every $1 you spend everywhere MasterCard® is accepted. You’ll also earn a 25% bonus twice a year on points earned outside of Hudson’s Bay, thebay.com and Home Outfitters.

Plus, earn double in store when you use your Hudson’s Bay MasterCard® or Hudson’s Bay Credit Card with your Hudson’s Bay Rewards Card – and earn even more by becoming a Rewards Plus or Rewards VIP member.

See how Hudson’s Bay Credit can help you get the most out of the Hudson’s Bay Rewards program in the chart below.

Simply click on each card to compare program features by Rewards tier.

REWARDS Rewards Plus Rewards VIP Annual net purchases
between $0 and $399.99*
Annual net purchases
between $400 and $1,199.99*
Annual net purchases of
$1,200* and over
What are your points worth?
2,000 points =
$10 Hudson’s Bay Gift Card
Hudson’s Bay Rewards Points
Rewards points earned for almost every dollar spent when you use your Hudson’s Bay Rewards Card at Hudson’s Bay, thebay.com and Home Outfitters. 1 point 1.5 points 2 points
Double Rewards points1 earned for almost every dollar spent when you also use your Hudson’s Bay MasterCard or Hudson’s Bay Credit Card at Hudson’s Bay, thebay.com and Home Outfitters. 2 points 3 points 4 points
Use your Hudson’s Bay MasterCard everywhere else for these extras
Rewards points earned for almost every dollar spent when you use your Hudson’s Bay MasterCard everywhere else MasterCard is accepted2. 2 points 2 points 2 points
25% Rewards points bonus – awarded twice annually on your credit statement (Jan. and July)3. 25% bonus points 25% bonus points 25% bonus points
A lower annual interest rate on all purchases and cash advances after your first purchase or cash advance made outside of Hudson’s Bay, thebay.com and Home Outfitters stores4.
Complimentary Services
Up to 90-day returns when you make a purchase at Hudson’s Bay, thebay.com or Home Outfitters using your Hudson’s Bay MasterCard or Hudson’s Bay Credit Card5.
Special Payment Plans when you use your Hudson’s Bay MasterCard or Hudson’s Bay Credit Card6.
Free shipping on online purchases with a minimum purchase7 using your Hudson’s Bay MasterCard or Hudson’s Bay Credit Card.
Savings and exclusive access
Access to savings events and promotions when you use your Hudson’s Bay MasterCard or Hudson’s Bay Credit Card. 20 events per year 24 events per year 28 events per year
Advance notice of sales so you can shop before the general public.
President’s discount and catalogues with offers mailed to you.
Exclusive invitations to events including shopping nights at Hudson’s Bay.
Beauty offers and deluxe beauty samples.
Exclusive access to the VIP website and dedicated toll-free customer service line.

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† Hudson’s Bay Co., HBC, Hudson’s Bay, Hudson’s Bay Rewards, Home Outfitters and their associated designs are trademarks of Hudson’s Bay Company.

Credit is extended by Capital One®.

© 2013 Capital One. Capital One is a registered trademark. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. All trademarks used herein are owned by the respective entities. All rights reserved.