Credit Cards with benefits and Hbc Rewards points too!

With the Hbc Credit Card or the Hbc MasterCard you can:

• Save with no annual fee.
• Get additional cards at no extra cost.
• Receive exclusive, money-saving offers throughout the year such as Customer Appreciation Days, and Deferred or Instalment Payment Plans¹.
• Opt to receive your monthly Hbc statement online through epost.
• Shop at your favourite Hbc stores: the Bay, Zellers, Home Outfitters, Designer Depot and Fields.
• Use your card at participating Esso stations and earn 50 Hbc Rewards points for almost every dollar you spend².
• Conveniently access your account online anytime, anywhere.

Plus with the Hbc MasterCard you can also:

• Earn 50 Hbc Rewards points for virtually every dollar you spend³ outside the Hbc family of stores.
• Receive worldwide acceptance. The Hbc MasterCard is accepted at all Hbc stores and over 24 million other locations worldwide.
• Withdraw money up to your cash advance limit at over 1 million ATMs or bank branches worldwide.
• You're protected with Zero Liability for any unauthorized purchases made with your card, including over the phone or on the web.
• Rest assured, knowing that if you lose your card, a replacement card will be issued in 24-48 hours.

More Stores

The Hbc family of stores has everything you need - from brand name fashions at the Bay, to household necessities at Zellers and Designer Depot, to the latest home styles at Home Outfitters. Plus, have the convenience of online shopping at Shop.Hbc.com. Why would you need to go anywhere else?

Here's how your Hbc Rewards points add up:

Present your Hbc Rewards Card and receive 50 Hbc Rewards points for virtually every dollar⁴ you spend. Pay for your purchases at the Hbc family of stores using your Hbc Credit Card or Hbc MasterCard, and you'll earn an additional 50 points for virtually every dollar you spend⁴. Plus when you use your Hbc MasterCard everywhere else MasterCard is accepted you'll earn 50 points for virtually every dollar you spend³.